中文AI退休規劃

This prompt generates a polished Chinese editorial infographic about the limits of AI in retirement planning, suitable for social media posts, business education, or thought-leadership visuals.

{"type":"社論中文資訊圖海報","topic":"AI與退休規劃邊界","style":"乾淨學術雜誌資訊圖，平面向量圖標，柔和紋理米白紙質背景，平衡中文社論排版，簡約日式裝飾元素","canvas":{"orientation":"縱向","aspect_ratio":"3:4"},"palette":{"background":"溫暖象牙","primary_text":"黑色","secondary_text":"深藍","accent_red":"玫瑰粉","accent_green":"柔和橄欖綠","accent_yellow":"金黃色","accent_blue":"海軍藍","line_color":"柔和灰藍"},"headline":{"text":"{argument name=\"headline text\" default=\"AI 能幫你規劃退休，但不能替你負責\"}","position":"左上","font":"粗體中文襯線或宋體顯示字體","large":true},"subheadline":{"text":"MIT Sloan 對「AI + 退休規劃」的邊界判斷","position":"標題下方","color":"深藍","font":"粗體中文無襯線"},"source_line":{"text":"來源：MIT Sloan / Andrew Lo","position":"副標題下方","color":"灰色"},"layout":{"sections":[{"title":"高責任場景","position":"中上","count":2,"shape":"圓角矩形，粉紅邊框和淺粉填充","icon_count":3,"labels":["AI = 輔助工具，不是最終決策者","適合幫助思考，不適合替你拍板"],"left_icon":"圓形內大型粉色警告三角形，波浪圖案上","item_icons":["人員徽章","驚嘆號"]},{"title":"強在幫你想清楚，弱在替你承擔後果","position":"中心","count":2,"shape":"大型框架比較面板","subsections":[{"title":"AI 更適合做：認知輔助","position":"左","count":4,"color":"綠色","labels":["解釋複雜概念","比較不同方案","做情景推演","提醒行為偏差"],"icons":["書本","天平","上升圖表","對話氣泡中的驚嘆號"]},{"title":"AI 不能替代：責任判斷","position":"右","count":4,"color":"粉紅紅","labels":["承擔法律責任","精確稅務與收益計算","處理複雜合規細節","託管敏感隱私風險"],"icons":["法院","計算機","剪貼板","鎖"]}],"center_icon":"藍色圓形內白色天平"},{"title":"正確用法：把 AI 當分析夥伴，不當神諭","position":"中下","count":3,"shape":"圓角矩形，黃色邊框和淺奶油填充","labels":["先用 AI 做認知準備：理解概念、列變數、梳理方案","再讓 AI 挑戰你的假設：問它哪裡可能錯、缺了什麼資訊","關鍵決策交給自己，並由專業人士復核"],"left_illustration":"黃色旭日升起，風格化景觀與竹葉","step_markers":"三個黃色編號圓圈：1、2、3"},{"title":"注：本文強調的是「輔助決策邊界」，不是投資建議","position":"底部","count":1,"shape":"圓角矩形，藍灰邊框","labels":["Source: MIT Sloan, Want to use AI to plan your retirement? Here’s how to proceed"],"left_icon":"圓形內藍色鋼筆尖","right_decoration":"灰藍波浪圖案"}],"decorations":{"count":5,"items":["右上角櫻花枝條，粉色花朵和飄落花瓣","左上角寶塔剪影","左上角遠山剪影","比較面板上角附近的小雲線圖案","圓形圖標和右下角頁腳內的柔和波浪圖案"]}},"composition":"充足邊距，所有文字使用中文，除了底部英文來源行，從標題到彩色內容框的強層次感，中間對稱比較佈局，精緻社媒可用資訊圖","rendering":"清晰向量資訊圖，銳利文字，微妙紙質顆粒，無擬真效果"}

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